showing entries tagged "budget"
January 6, 2023
by: banzai
by: banzai
Tracking Your Joint Expenses
It’s hard enough keeping track of your own expenses. So you shouldn’t be surprised that managing money as a team effort can test your patience, especially if your partner has a different method of keeping financial records—or worse, no method at all.
December 21, 2022
by: banzai
by: banzai
How To Manage Your Debt: Strategies & Tools
Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Discover how to start managing your debt with these tips and tools.
November 18, 2022
by: banzai
by: banzai
14 Ways to Cut Household Expenses
Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget.
October 17, 2022
by: banzai
by: banzai
Savings Accounts
If you're building an emergency fund, saving for a big purchase, or getting money together to invest, using an insured savings account can put you on the right road.
October 7, 2022
by: IAMT
by: IAMT
Use Psychology to Build a Budget You’ll Stick With
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.
August 3, 2022
by: IAMT
by: IAMT
College Budget Breakdown
Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving.
June 16, 2022
by: IAMT
by: IAMT
How to Stop Lifestyle Creep in its Tracks
Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise? Have you ever fantasized about how to spend a work bonus, only to have the money instantly disappear into your monthly spending? If this sounds familiar, you might be prone to lifestyle creep.
September 22, 2021
by: SavvyMoney
by: SavvyMoney
Budgeting from Halloween to Christmas
Retail sales during the November - December 2020 holiday season grew at an unexpected high rate of 8.3%. Sales are expected to grow again in 2021.
August 9, 2021
by: Banzai
by: Banzai
Emergency Funds
One of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in.
November 20, 2020
by: Emilee Shostrom
by: Emilee Shostrom
3 Tips to Avoid Holiday Spending Regret
Spending money during the holiday season can be a rush of adrenaline when imagining how much your loved one will enjoy the gift you just bought for them. But sadly, that feeling goes away in January, when you might question if you should have purchased that gift or spent that much. Kohler Credit Union is here to offer a few tips to avoid any spending regret you might have after the joy of the holidays wears off:
